Terms of Use

Last Modified: July 17, 2015.

NOTICE

WELCOME TO THE WEBSITE OF ITAU PRIVATE BANK (THE “BANK”, "WE" or "US"). PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY, WHICH GOVERN YOUR ACCESS TO AND USE OF WWW.ITAUPRIVATEBANK.COM (THE “WEBSITE”). BY ACCESSING THIS SITE, INCLUDING ANY CONTENT, FUNCTIONALITY, SERVICES, AND ANY PAGES THEREIN, YOU AGREE TO BE BOUND AND ABIDE BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, YOU MUST NOT ACCESS OR USE THE WEBSITE.

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. [However, any changes to the dispute resolution provisions set forth in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice [on or] prior to the date the change is posted on the Website].

Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

Intellectual Property Rights

The Website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not (I) modify copies of any materials from this site; (ii) use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text; or (iii) delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site.

Copyrights

Copyrights in the pages and screens displaying the pages, as well as in the information, materials and other content on this website are owned by Itaú Private Bank unless otherwise indicated, and they are protected by U.S. and international copyright laws and treaties. The information, materials and other content on this website may not be copied, displayed, distributed, downloaded, licensed, modified, published, reproduced, reused, sold, transmitted, used to create derivative work, or otherwise used for public or commercial purposes without express written consent by Itaú Private Bank.

Use of Information, Products and Services

The information, materials, products and services on this website are for information purposes only and they are subject to change. Not all products and services are available in all geographic areas. The eligibility of clients for particular products or services is subject to determination and approval by Itaú Private Bank. Itaú Private Bank does make any solicitation for any individual to use any information, materials, products or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law. The information on this website does not constitute any recommendation for the purchase or sale of any investment instructions, or for the performance of any transactions.

INVESTMENT PRODUCTS DISCUSSED OR REFERENCED IN THE WEBSITE (I) ARE NOT FDIC-INSURED, AND (II) INVOLVE INVESTMENT RISKS, INCLUDING THE POSSIBILITY OF LOSS OF THE PRINCIPAL AMOUNT INVESTED.Reliance on Information Posted

The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL ITAÚ PRIVATE BANK BE HELD LIABLE FOR ANY DAMAGES, LOSSES OR LIABILITIES INCLUDING WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL LIABILITIES OR LOSSES AND DAMAGES IN CONNECTION WITH THE USE OF THIS WEBSITE BY CLIENTS OR THE RELIANCE ON THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES IN THIS WEBSITE BY CLIENTS OR THE USE OR INABILITY TO USE SUCH INFORMATION, MATERIALS, PRODUCTS AND SERVICES, OR IN CONNECTION WITH ANY PERFORMANCE FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM UNAVAILABILITY, EVEN IF ITAÚ PRIVATE BANK IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Disclaimer of Warranties You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.

WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

This Website may contain links to web sites controlled or offered by third parties (non-affiliates of the Itaú Private Bank). The use of the hyperlinks on this website to other Internet sites is done at your own risk. Itaú Private Bank is not responsible for the content or accuracy of third-party websites hyperlinked from this web site, nor does it guarantee any products or services offered by third-party web sites. You should review the web site privacy statements before providing any personal or confidential information.

The inclusion of links on this website does not imply Itaú Private Bank’s endorsement, recommendation or approval for the websites, entities or organizations managing such websites, as well as any products or services offered by them.

YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE BANK NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE BANK HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.

Indemnification

You agree to defend, indemnify and hold harmless the Bank, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website's content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

Applicable Law

To the extent you have accessed this Website in connection with services provided to you in the United States of America, all matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto, shall be governed by the internal laws of the State of Florida, and applicable federal laws.

If you have accessed this Website in connection with services provided to you in Brazil, then the applicable laws of the Federative Republic of Brazil including, but not limited to the Brazilian Internet Act (Marco Civil da Internet), shall govern all matters relating to your use of the Website.

To the extent you have accessed this Website in connection with services provided to you in Switzerland, your use of this Website shall governed by the applicable laws of the Swiss Confederation.

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